Effective Date: October 7, 2026
Last Updated: October 7, 2026
These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamagesandiego.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage San Diego (“we,” “us,” or “our”).
By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.
1. Purpose of the Website
The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:
- Fire-damaged property;
- Smoke-damaged property;
- Water-damaged property;
- Structurally damaged property;
- Distressed property;
- Vacant property;
- Inherited property;
- Probate or estate property;
- Property facing foreclosure;
- Property subject to liens;
- Property requiring cleanup;
- Property requiring substantial repairs; and
- Other residential or investment property.
Depending on the property and transaction, we may:
- Evaluate the property;
- Purchase or seek to purchase it directly;
- Make or facilitate a potential cash offer;
- Conduct or arrange due diligence;
- Coordinate cleanout where agreed;
- Enter into a purchase agreement;
- Acquire contractual or equitable rights;
- Assign contractual rights where legally and contractually permitted;
- Work with licensed California real estate professionals where legally required; or
- Decline the opportunity.
Nothing displayed on the Website constitutes a binding offer to purchase real estate.
2. Our Role
The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in the San Diego area.
Depending on the transaction, we may act as:
- A prospective principal purchaser;
- A real estate investor;
- A property-acquisition business;
- A contract purchaser;
- A holder of contractual or equitable rights;
- An affiliate or co-investor with another purchaser; or
- Another lawful transaction participant.
Our actual role depends on the transaction documents and conduct.
Unless separately and lawfully established, we do not act as your:
- Real estate broker;
- Seller’s agent;
- Attorney;
- Accountant;
- Tax adviser;
- Financial adviser;
- Insurance adviser;
- Public adjuster;
- Contractor;
- Engineer;
- Appraiser;
- Fiduciary;
- Housing counselor;
- Mortgage lender;
- Mortgage servicer;
- Mortgage broker;
- Loan-modification provider;
- Foreclosure consultant;
- Debt-relief provider; or
- Other professional adviser.
3. Direct Purchase Model
The Website describes our process as a direct sale in which the property may be acquired in its current condition.
The fact that we may seek to purchase property directly means our economic interests may differ from the seller’s interests.
We negotiate for our own account unless another written relationship expressly provides otherwise.
We do not automatically owe the seller duties associated with a seller’s real estate agent, broker, fiduciary, attorney, appraiser, or financial adviser.
4. No Obligation to Sell
Submitting property information or requesting an offer does not obligate you to sell.
A Website form is an inquiry and is not a purchase agreement.
You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to any statutory termination or cancellation rights.
5. No Obligation to Purchase
Submitting property information does not require us to:
- Inspect the property;
- Make an offer;
- Maintain a previous offer;
- Continue negotiations;
- Purchase the property; or
- Complete a transaction.
6. Eligibility and Authority
By using the Website or submitting property information, you represent that:
- You are at least 18 years old;
- You possess legal capacity to contract;
- Information you provide is materially accurate to the best of your knowledge;
- You own the property or are authorized to communicate concerning it; and
- Your use complies with applicable law.
Submission by one co-owner does not necessarily establish authority to bind every owner.
7. Agents, Wholesalers, and Other Representatives
The Website’s offer form permits a submitter to state that the submitter is:
- The owner;
- An agent; or
- A wholesaler.
A person submitting property information as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority to do so.
Nothing on the Website authorizes:
- Unlicensed brokerage;
- Misrepresentation of ownership;
- Unauthorized marketing of another person’s property;
- Unauthorized disclosure of property-owner information; or
- Violation of an existing purchase agreement.
8. Property Research
We may research:
- Ownership;
- Recorded deeds;
- Mortgages and deeds of trust;
- Liens;
- Judgments;
- Property taxes;
- Notices of default;
- Notices of trustee sale;
- Property condition;
- Fire and smoke damage;
- Structural condition;
- Roof and foundation;
- Electrical and plumbing systems;
- Heating and cooling;
- Repairs;
- Building permits;
- Fire permits;
- Insurance claims;
- Probate;
- Foreclosure;
- Fire Hazard Severity Zones;
- Comparable sales; and
- Other information relevant to evaluating a transaction.
9. Property Assessments
The Website states that properties may be evaluated to determine an offer.
An assessment may include:
- Visual inspection;
- Photography;
- Contractor review;
- Structural review;
- Repair estimates;
- Environmental review;
- Permit research;
- Fire-hazard research;
- Title research;
- Insurance review; and
- Other due diligence.
An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.
10. Preliminary Offers
Any preliminary:
- Cash offer;
- Estimated offer;
- Property valuation;
- Price range;
- Repair estimate; or
- Similar statement
is non-binding unless incorporated into an enforceable written transaction agreement.
An offer may change following due diligence.
11. Offer Methodology
A potential offer may consider:
- Current property condition;
- Extent of fire and smoke damage;
- Structural damage;
- After-repair value;
- Comparable sales;
- Restoration expenses;
- Cleanup and debris-removal costs;
- Permit expenses;
- Holding expenses;
- Property taxes;
- Insurance;
- Closing expenses;
- Market conditions;
- Risk; and
- Expected investment return.
No particular purchase price, valuation methodology, or investment result is guaranteed.
12. Binding Transactions
A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.
Closing may depend on:
- Ownership verification;
- Authority to sell;
- Title;
- Mortgages and deeds of trust;
- Liens;
- Judgments;
- Taxes;
- Seller disclosures;
- Natural-hazard disclosures;
- Wildfire disclosures;
- Property access;
- Due diligence;
- Probate;
- Foreclosure status;
- Insurance;
- Buyer funding;
- San Diego permitting or enforcement matters;
- Escrow; and
- Other legal or contractual conditions.
13. California Transfer Disclosure Statement
California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of residential real property containing one to four dwelling units, subject to statutory exceptions.
The TDS addresses physical property condition, systems, defects, improvements, environmental issues, and other matters required by California law.
A direct cash or investor sale is not automatically exempt merely because:
- The transaction is cash;
- The property is sold as-is;
- No traditional listing agent participates;
- The property is fire-damaged; or
- The parties hope to close quickly.
14. TDS Timing
For a conventional covered sale, the required TDS generally must be delivered as soon as practicable before transfer of title.
Different timing rules may apply to certain installment sale, lease-option, or ground-lease transactions.
Applicable disclosure documents should be provided as early as practicable.
15. Late TDS and Buyer Termination Rights
If a required TDS or material amendment is delivered after execution of the buyer’s offer, California law generally gives the buyer:
- 3 days after personal delivery;
- 5 days after delivery by mail; or
- 5 days after qualifying electronic delivery
to terminate the offer by written notice.
Nothing in these Terms shortens any statutory termination period.
16. TDS Obligations Cannot Simply Be Waived
Where California’s TDS law applies, the statutory disclosure requirement cannot simply be eliminated by labeling a transaction:
- As-is;
- Cash;
- Investor purchase;
- Fast close; or
- No-inspection.
A seller or purchaser should not rely on a contractual waiver that California law makes void as against public policy.
17. TDS Exemptions
California provides specified exemptions for certain transactions, including qualifying:
- Court-ordered transfers;
- Probate-related transfers;
- Foreclosure transfers;
- Transfers to lenders after default;
- Deeds in lieu of foreclosure;
- Bankruptcy transfers;
- Certain fiduciary transfers;
- Co-owner transfers;
- Family transfers;
- Governmental transfers; and
- Other statutorily identified transactions.
An exemption should be evaluated for the actual transaction.
18. Fire Damage and the TDS
A prior fire may create current conditions relevant to the TDS, including:
- Structural damage;
- Roof damage;
- Foundation damage;
- Electrical conditions;
- Plumbing conditions;
- Heating and cooling systems;
- Fireplaces or chimneys;
- Smoke and carbon-monoxide detectors;
- Water intrusion;
- Mold;
- Hazardous substances;
- Additions or alterations;
- Permit issues;
- Repair history; and
- Other conditions affecting property value or desirability.
Known material fire-related conditions should not be concealed or misrepresented.
19. Material Facts
California’s real estate disclosure rules preserve duties concerning facts that materially affect the value or desirability of real property.
Fire-created conditions may be material depending on:
- Their severity;
- Whether damage remains;
- Repair quality;
- Permit status;
- Environmental effects;
- Visibility; and
- Impact on use, safety, insurability, or value.
20. No Universal Fire-Document Package
California does not impose one universal rule requiring every seller automatically to give every buyer every:
- Fire-department report;
- Insurance claim file;
- Adjuster report;
- Contractor invoice;
- Engineering report;
- Environmental report;
- Photograph;
- Repair estimate;
- Permit; or
- Inspection record.
A particular document may nevertheless be:
- Required by contract;
- Necessary to explain a known defect;
- Requested during due diligence;
- Required by an insurer;
- Required by a lender;
- Required by the City or County of San Diego; or
- Required under another law.
21. Fire Incident Records
California public-record law may permit property owners, victims, authorized representatives, insurers, and specified affected persons to obtain certain records concerning a fire incident from law-enforcement agencies.
The availability of such records does not mean every investigative document must automatically be supplied to every purchaser.
22. California Natural Hazard Disclosure Statement
California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying residential transactions.
The NHD addresses whether property is located in specified hazard areas, including:
- Special flood hazard areas;
- Dam-inundation areas;
- High or Very High Fire Hazard Severity Zones;
- Wildland areas;
- Earthquake fault zones; and
- Seismic hazard zones.
The actual parcel should be evaluated using current official maps.
23. San Diego 2025 Fire Hazard Severity Zones
The City of San Diego adopted updated Local Responsibility Area Fire Hazard Severity Zone maps effective August 30, 2025.
The current maps identify Moderate, High, and Very High Fire Hazard Severity Zones and include additional City-designated wildfire-risk areas.
The fact that a property has suffered an actual structure fire does not by itself establish its current Fire Hazard Severity Zone classification.
The parcel-specific current map controls.
24. Wildfire Disclosure for Certain Pre-2010 Homes
Where property subject to California’s residential disclosure law is located in a High or Very High Fire Hazard Severity Zone and the home was constructed before January 1, 2010, Civil Code section 1102.6f imposes additional wildfire-hardening disclosures.
The notice addresses specified vulnerable building features.
For transactions occurring on or after July 1, 2025, the seller must also identify which listed low-cost wildfire retrofits, if any, were completed during the seller’s ownership.
25. Fire Damage Versus Wildfire Risk
Historical structure-fire damage and Fire Hazard Severity Zone status are different concepts.
A San Diego property can:
- Have historical fire damage but not be in a High or Very High Fire Hazard Severity Zone;
- Be in a statutory wildfire zone without having suffered a structure fire; or
- Have both conditions.
Marketing and disclosures should distinguish these issues.
26. As-Is Transactions
The Website advertises purchase of property in its current or “as-is” condition.
“As-is” may mean the buyer does not require the seller to perform repairs before closing.
It does not automatically eliminate:
- TDS requirements;
- NHD requirements;
- Wildfire disclosures;
- Fraud or concealment liability;
- Material-fact disclosure duties;
- Contractual representations;
- Federal disclosures;
- Foreclosure protections;
- Title obligations;
- Government orders; or
- Other non-waivable legal duties.
27. No Universal Repair Requirement Before Sale
California does not impose one statewide rule requiring every fire-damaged residence to be completely repaired before sale.
A damaged house may potentially be transferred in its current condition.
Separate:
- Building codes;
- Unsafe-building determinations;
- Fire codes;
- Building permits;
- Fire permits;
- Utility restrictions;
- Demolition requirements;
- Environmental requirements;
- Occupancy restrictions;
- Insurance obligations; and
- Local ordinances
may nevertheless affect the property.
28. San Diego Damage Repair Permits
The City of San Diego’s current permitting system specifically recognizes damage repair and replacement-in-kind work.
Certain damage repairs can qualify for a No-Plan Building Permit where:
- Damaged structural framing is replaced in-kind;
- The existing structural framing system remains sufficiently intact; and
- Life-safety elements can be verified by the City inspector.
More complex repairs, including certain pre-engineered structural components, require plans and structural calculations.
The exact permit requirements depend on the property’s condition and scope of work.
29. San Diego Building Permits
The City generally requires a building permit for new construction and covered improvements to existing buildings.
Fire-restoration work can involve permits concerning:
- Structural repair;
- Electrical systems;
- Plumbing;
- Mechanical systems;
- Roofing;
- Fireplaces;
- Demolition;
- Building alterations; and
- Other work.
Property owners should confirm requirements with the applicable local authority before undertaking regulated work.
30. San Diego Fire Permits
The City separately requires Fire Permits for specified installation, alteration, addition, or replacement of:
- Fire-alarm systems;
- Fire-suppression systems;
- Residential or commercial sprinklers;
- Kitchen suppression systems; and
- Certain underground fire-service infrastructure.
Ordinary maintenance may fall within an exemption.
A property purchase does not eliminate an existing fire-permit requirement.
31. San Diego Wildland-Urban Interface Rules
San Diego has adopted updated fire and Wildland-Urban Interface regulations associated with the 2025 California codes.
Fire-damaged property within applicable wildfire-risk areas may therefore face additional ignition-resistant construction or other requirements during repair or reconstruction.
The applicable property location, permit date, scope of repair, and current code control.
32. Historic Buildings
San Diego’s permitting materials state that building work involving structures of specified age or historic status may require historic-resource review.
Fire damage does not automatically exempt a property from applicable historic-resource requirements.
33. Cleanup and Cleanout Services
The Website advertises that the business may handle property cleanout.
Any:
- Debris removal;
- Demolition;
- Construction;
- Hazardous-material handling;
- Asbestos work;
- Lead-related work;
- Environmental remediation; or
- Other regulated service
must comply with applicable contractor, environmental, worker-safety, disposal, permit, and other legal requirements.
Nothing in these Terms states that we personally perform regulated contractor work unless lawfully authorized to do so.
34. California Contractor Licensing
California separately regulates contracting activity.
Where repair, demolition, remediation, reconstruction, or other work requires an appropriately licensed contractor, the work must be performed by a properly licensed person or entity unless a lawful exemption applies.
Purchasing property does not by itself authorize regulated contracting services.
35. Inspections and Due Diligence
The Website markets an as-is purchase without a traditional seller-funded inspection process.
That does not prevent the purchaser from conducting its own due diligence.
Due diligence may include:
- Visual inspection;
- Structural evaluation;
- Contractor estimates;
- Fire-damage assessment;
- Environmental review;
- Mold review;
- Permit research;
- Fire-hazard research;
- Title review;
- Insurance review; and
- Other investigation.
36. Fast Offer and Closing Claims
The Website advertises:
- A no-pressure as-is cash offer within approximately 24 hours; and
- Potential closing within approximately 10 days.
These statements describe possible or intended service timing and are not guarantees.
Actual timing may depend on:
- Ownership;
- Title;
- Mortgages;
- Liens;
- Seller disclosures;
- Natural-hazard disclosures;
- Wildfire disclosures;
- Foreclosure;
- Probate;
- Insurance;
- Property access;
- Municipal permits or orders;
- Escrow;
- Buyer funding; and
- Other circumstances.
37. No Agent Commissions and Fees
The Website advertises a direct purchase with no traditional real estate-agent commission or hidden fees.
Where the seller sells directly without a listing broker, a conventional listing commission may not apply.
If a California real estate licensee participates, any compensation obligations will be determined by:
- Applicable representation agreements;
- Agency disclosures;
- The purchase agreement;
- Escrow instructions; and
- California law.
38. California Real Estate Licensing
California generally requires a real estate broker license when a person, for compensation or expected compensation, acts for another to:
- Sell or offer to sell real estate;
- Buy or offer to buy real estate;
- Solicit prospective sellers or buyers;
- Obtain listings; or
- Negotiate the purchase, sale, or exchange of real property.
The actual role and conduct control.
39. Principal Purchaser Versus Broker
A genuine principal purchaser seeking to acquire property for its own account is differently situated from a person acting for another for compensation.
Nothing on the Website authorizes a person to avoid California licensing requirements merely by using terms such as:
- Investor;
- Cash buyer;
- Acquisition specialist;
- Wholesaler; or
- Consultant.
The actual facts control.
40. Wholesaling and Contract Assignments
As of October 7, 2026, California has not enacted the proposed wholesaling-specific licensing statute contained in Assembly Bill 1850.
AB 1850 remains pending after being held under submission in Assembly Appropriations on May 14, 2026.
Its proposed licensing and disclosure requirements should therefore not be represented as current law.
41. Existing California Licensing Law Still Applies
The absence of an enacted wholesaler-specific statute does not mean every wholesale transaction is automatically lawful without a license.
Relevant considerations include:
- Whether the wholesaler is genuinely contracting as a principal;
- Whether contractual rights were actually acquired;
- Whether the contract permits assignment;
- Whether the contract holder is marketing the contract interest or another person’s property;
- Whether the holder falsely claims title;
- Whether negotiations occur for another person;
- Whether sellers or buyers are solicited for another;
- Whether compensation is received for brokerage-type activity; and
- Whether an applicable exemption exists.
42. Contractual Interest Is Not Legal Title
Holding a:
- Purchase agreement;
- Option;
- Assignment right; or
- Equitable interest
is different from holding legal title.
A contract holder should not falsely state that:
- It is the record owner;
- It owns legal title;
- Title has already transferred;
- It is selling the property itself when only contractual rights are being transferred; or
- It possesses rights beyond the contract.
43. Assignment Depends on the Contract
Whether a purchase agreement may be assigned depends on:
- The contract;
- Anti-assignment provisions;
- Required consents;
- California contract law;
- Real estate licensing requirements;
- Foreclosure protections; and
- Other applicable law.
Nothing on the Website guarantees that a particular contract is assignable.
44. Property Already in Foreclosure
California provides especially strong protections when an investor purchases an owner-occupied residence after a notice of default has been recorded.
Such a transaction can fall under the California Home Equity Sales Contract Act.
These rules apply independently from ordinary property-disclosure law.
45. Residence in Foreclosure
A covered residence in foreclosure generally involves:
- Residential real property containing one to four dwelling units;
- Occupancy by the owner as the owner’s principal residence; and
- A recorded notice of default.
A covered investor purchaser can become an “equity purchaser.”
46. Home Equity Sales Contract Requirements
A covered Home Equity Sales Contract is subject to detailed requirements.
Among other things, the agreement generally must:
- Be in writing;
- Use required type size;
- Be in the language principally used to negotiate the transaction;
- Be fully completed;
- Be signed and dated;
- Include prescribed transaction information; and
- Include required cancellation notices and forms.
47. Five-Business-Day Equity-Seller Cancellation Right
A covered equity seller generally may cancel the agreement until the earlier of:
- Midnight of the fifth business day after signing a compliant contract; or
- 8:00 a.m. on the day scheduled for the foreclosure sale.
Nothing in these Website Terms limits that statutory right.
48. Restrictions During the Cancellation Period
During the covered cancellation period, an equity purchaser generally may not take actions prohibited by the Home Equity Sales Contract Act, including specified premature:
- Conveyance;
- Recording;
- Transfer;
- Encumbrance; or
- Payment activity.
The transaction documents and procedures must comply with the statute.
49. No Misleading Statements to an Equity Seller
A covered equity purchaser may not make false or misleading statements concerning matters such as:
- Property value;
- Sale proceeds;
- Contract terms;
- Cancellation rights;
- Legal consequences; or
- Documents being signed.
50. California Foreclosure Consultants
California separately regulates mortgage foreclosure consultants.
A person may fall within that law when, for compensation, the person represents that services will:
- Stop or postpone foreclosure;
- Obtain forbearance;
- Obtain reinstatement;
- Obtain waiver of acceleration;
- Obtain financing;
- Reduce foreclosure-related credit damage;
- Save the homeowner’s residence; or
- Provide another statutorily covered foreclosure service.
A property purchaser should not simultaneously portray itself as the homeowner’s paid foreclosure consultant unless the arrangement is separately structured in full compliance with applicable law.
51. Foreclosure-Consultant Cancellation Rights
Covered foreclosure-consultant contracts are subject to detailed written-contract and cancellation requirements.
A covered homeowner generally receives a five-business-day cancellation right.
Required statutory cancellation notices and forms should be used when applicable.
52. Advance Compensation and Acquisition Restrictions
California restricts advance compensation in covered foreclosure-consultant relationships.
A covered foreclosure consultant also generally may not acquire an interest in the residence from the homeowner with whom the consultant contracted.
A principal property buyer should therefore maintain a clear operational distinction between:
- Buying the property for its own account; and
- Advising the homeowner as a compensated foreclosure-relief provider.
53. Requesting a Cash Offer Does Not Stop Foreclosure
Submitting a Website inquiry, receiving an offer, or negotiating a transaction does not automatically:
- Stop a trustee sale;
- Cancel a notice of default;
- Extend a foreclosure deadline;
- Cure a default;
- Reinstate a mortgage;
- Modify a loan;
- Create a forbearance; or
- Require a lender or servicer to delay foreclosure.
Homeowners facing foreclosure should independently determine applicable deadlines.
54. Federal Mortgage-Assistance Rules
If a separate service constitutes mortgage-assistance-relief services under federal law, federal requirements can separately regulate:
- Advance fees;
- Advertising;
- Required disclosures;
- Communications with lenders or servicers; and
- Consumer acceptance.
55. No Foreclosure-Rescue Guarantees
Unless separately authorized and legally qualified, we do not represent that:
- We act for your lender;
- We act for your mortgage servicer;
- We act for California or the federal government;
- We guarantee foreclosure will stop;
- We guarantee a loan modification;
- We will negotiate your mortgage as your adviser;
- You should stop communicating with your lender;
- You should stop making legally required payments; or
- Selling the property to us is your only option.
56. Multilingual Contracts
California provides special protections where specified consumer transactions are negotiated primarily in certain languages.
Where Civil Code section 1632 applies and negotiations are conducted principally in:
- Spanish;
- Chinese;
- Tagalog;
- Vietnamese; or
- Korean,
a translation of the contract or agreement may be required before execution.
The Website’s multilingual interface does not eliminate those requirements.
57. Probate, Estate, Trust, and Inherited Property
Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.
A transaction may require:
- Personal-representative authority;
- Executor or administrator authority;
- Trustee authority;
- Court documentation;
- Participation of heirs or beneficiaries;
- Appropriate deeds; or
- Other evidence of authority.
Certain fiduciary transfers may qualify for statutory disclosure exemptions, but exemptions are transaction-specific.
58. Insurance Claims and Fire-Damage Proceeds
A fire-damaged property may involve an open or completed insurance claim.
We do not act as your:
- Insurance company;
- Insurance producer;
- Public adjuster;
- Insurance attorney; or
- Insurance adviser
unless a separate legally compliant relationship expressly establishes otherwise.
Property owners are responsible for understanding:
- Insurance coverage;
- Proof-of-loss requirements;
- Claim deadlines;
- Insurance proceeds;
- Repair obligations;
- Mortgage-holder rights;
- Recoverable depreciation;
- Additional living expense issues;
- Assignment restrictions;
- Salvage; and
- Policy conditions.
59. Insurance Payout Information
The Website specifically asks whether the homeowner has received an insurance payout.
That information may be considered as part of property and transaction evaluation.
Providing insurance-payout information does not mean that:
- We automatically own or acquire insurance proceeds;
- Insurance rights automatically transfer with the property;
- The seller may freely assign a claim;
- A pending claim automatically belongs to a purchaser; or
- Purchase price is dictated by the insurance payment.
60. Pending Insurance Claims
If property is sold while a claim remains pending, the transaction documents should address the parties’ rights concerning:
- Existing proceeds;
- Supplemental proceeds;
- Recoverable depreciation;
- Future claim payments;
- Repairs;
- Additional claims;
- Salvage; and
- Related benefits.
61. Public Adjusting
Nothing on the Website constitutes public-adjusting services.
A homeowner seeking assistance negotiating an insurance claim should use an appropriately licensed professional or attorney where required.
62. San Diego Fire and Building Records
A potential purchaser may research publicly available:
- Building permits;
- Fire permits;
- Inspection records;
- Code-enforcement records;
- Fire-hazard maps; and
- Other governmental property records
as part of due diligence.
Public-record availability does not mean every record is accurate, complete, or current.
63. Federal Lead-Based Paint Disclosure
Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.
Nothing on the Website replaces federal lead-disclosure requirements.
64. Common Interest Developments
If a property is located in a California condominium, planned development, or other qualifying common-interest development, the seller may have separate disclosure obligations concerning:
- Governing documents;
- Assessments;
- Budgets;
- Reserves;
- Insurance;
- Rules;
- Pending proceedings; and
- Other association matters.
65. Telephone Communications
By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:
- Your property;
- Property research;
- Scheduling;
- Inspections;
- Offers;
- Follow-up; and
- Potential transactions.
Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.
66. California Recording Law
California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.
Confidential acquisition calls should therefore not be silently recorded solely because one participant has consented.
Where a communication is recorded, appropriate notice and legally sufficient consent should be obtained from all participants.
67. Text Messages
If you provide a mobile telephone number and applicable consent, we may communicate by text concerning your inquiry, property, scheduling, inspections, offers, follow-up, and potential transactions.
Where required, additional consent will be obtained before regulated automated or marketing texts are sent.
Consent to marketing is not a condition of receiving an offer or selling property where prohibited.
Message and data rates may apply.
Message frequency may vary.
Reply STOP to request that applicable messages stop.
68. Email Communications
By providing an email address, you authorize communications concerning your property, potential offers, inspections, due diligence, scheduling, follow-up, services, and potential transactions.
Applicable promotional emails will include an unsubscribe mechanism.
69. Electronic Communications
Where permitted by law, you consent to receiving Website and transaction communications electronically.
This consent does not eliminate documents that applicable law requires to be provided in another form, language, or manner.
70. Privacy
Our handling of personal information is described in our Privacy Policy.
71. Independent Decision-Making
Selling fire-damaged property can have substantial:
- Legal;
- Tax;
- Financial;
- Insurance;
- Construction;
- Environmental; and
- Personal consequences.
You may wish to consult:
- A California attorney;
- A licensed California real estate professional;
- A tax professional;
- An accountant;
- An insurance professional;
- A licensed contractor;
- An engineer;
- An environmental professional;
- An appraiser;
- A HUD-approved housing counselor; or
- Another qualified adviser.
72. No Professional Advice
Website content does not constitute individualized:
- Legal advice;
- Tax advice;
- Accounting advice;
- Financial advice;
- Insurance advice;
- Construction advice;
- Engineering advice;
- Environmental advice;
- Appraisal advice;
- Mortgage advice; or
- Foreclosure advice.
73. No Automatic Agency or Fiduciary Relationship
Use of the Website does not itself create:
- Seller agency;
- Buyer agency;
- A brokerage relationship;
- A fiduciary relationship;
- Partnership;
- Joint venture; or
- Employment.
If a California licensed real estate professional participates, applicable agency and representation documents control.
74. Acceptable Use
You may not:
- Use the Website unlawfully;
- Submit fraudulent property leads;
- Knowingly provide materially false information;
- Impersonate another person;
- Submit property information without authority;
- Attempt unauthorized system access;
- Introduce malicious code;
- Circumvent Website security;
- Abuse Website forms;
- Interfere with Website operation; or
- Violate another person’s rights.
75. Intellectual Property
Unless otherwise stated, the Website and its original:
- Text;
- Branding;
- Graphics;
- Images;
- Designs;
- Layout; and
- Software
are owned by or licensed to I Buy Houses With Fire Damage San Diego.
You may not commercially reproduce protected Website content without authorization.
76. Third-Party Websites and Services
We do not control or accept responsibility for independent third-party:
- Websites;
- Privacy practices;
- Content;
- Security;
- Products;
- Services;
- Representations; or
- Conduct.
77. Website Availability
We may modify, restrict, suspend, or discontinue Website features.
Continuous, uninterrupted, secure, or error-free availability is not guaranteed.
78. No Guarantee of Transaction
We do not guarantee:
- An offer;
- Appraised or fair-market-value pricing;
- A particular purchase price;
- A particular closing date;
- Successful assignment;
- Insurance recovery;
- Completion of a transaction; or
- A particular financial result.
79. Marketing Claims
Website statements describing our offers or process as:
- Fair;
- Competitive;
- Fast;
- Immediate;
- Transparent;
- Hassle-free;
- No-pressure;
- No-fee; or
- Similar language
describe intended service characteristics and do not guarantee a particular financial outcome.
The signed transaction documents control.
80. Testimonials
Testimonials describe individual reported experiences.
They do not guarantee that another seller will receive:
- The same offer;
- The same closing time;
- The same transaction structure; or
- The same outcome.
81. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:
- MERCHANTABILITY;
- FITNESS FOR A PARTICULAR PURPOSE;
- TITLE; AND
- NON-INFRINGEMENT.
Nothing in these Terms eliminates rights that California law does not permit to be waived.
82. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE SAN DIEGO AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.
OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
This Website-only limitation does not govern rights or liabilities under a separately executed:
- Purchase agreement;
- Assignment agreement;
- Brokerage agreement;
- Home Equity Sales Contract;
- Foreclosure-consulting agreement;
- Insurance-related agreement;
- Contractor agreement; or
- Other transaction-specific document
unless that agreement expressly provides otherwise and applicable law permits it.
83. Independent Third Parties
To the maximum extent permitted by law, we are not responsible for the independent conduct, representations, contracts, pricing, performance, privacy practices, or professional services of unaffiliated third parties.
Nothing in this provision eliminates liability that applicable law does not permit to be excluded.
84. Indemnification
To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage San Diego from claims arising from your:
- Unlawful use of the Website;
- Material breach of these Terms;
- Fraudulent information knowingly submitted;
- Information knowingly submitted without authority; or
- Violation of another person’s rights.
85. Governing Law
These Terms are governed by the laws of the State of California, except where another law must apply.
86. Venue and Disputes
Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.
These Website Terms do not impose mandatory arbitration.
A separately executed transaction agreement may contain different enforceable dispute provisions.
87. Non-Waivable California Rights
Nothing in these Terms waives rights that cannot legally be waived under applicable:
- California residential seller-disclosure law;
- California natural-hazard disclosure law;
- California wildfire disclosure law;
- California Real Estate Law;
- California Home Equity Sales Contract Act;
- California foreclosure-consultant law;
- California Consumer Legal Remedies Act;
- California Unfair Competition Law;
- California Consumer Privacy Act;
- California Online Privacy Protection Act;
- California Invasion of Privacy Act;
- Federal mortgage-assistance rules;
- Federal lead-disclosure law; or
- Other applicable law.
88. Transaction Agreements Control
These Website Terms do not replace:
- Purchase agreements;
- Assignment agreements;
- Brokerage agreements;
- Transfer Disclosure Statements;
- Natural Hazard Disclosure Statements;
- Wildfire disclosures;
- Home Equity Sales Contracts;
- Foreclosure-consulting contracts;
- Title documents;
- Escrow instructions;
- Insurance-related agreements;
- Contractor agreements; or
- Other transaction-specific documents.
A separately executed transaction agreement governs that transaction to the extent enforceable.
89. Changes to These Terms
We may update these Terms periodically.
Updated Terms become effective when posted or on another identified effective date, subject to applicable law.
90. Severability
If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.
91. No Waiver
Failure to enforce a provision does not waive the right to enforce it later.
92. Assignment
You may not assign these Website Terms without our written consent.
We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.
This provision does not determine whether a real estate purchase agreement may be assigned.
Assignment of a purchase agreement is governed by:
- The agreement itself;
- California contract law;
- California Real Estate Law;
- Foreclosure-related restrictions; and
- Other applicable requirements.
93. Entire Agreement Regarding Website Use
These Terms and the Privacy Policy govern Website use.
They do not supersede separately executed real estate transaction documents.
94. Contact Us
Questions concerning these Terms may be directed to:
I Buy Houses With Fire Damage San Diego
San Diego, California
United States
Website: ibuyhouseswithfiredamagesandiego.com