Privacy Policy

Effective Date: October 7, 2026
Last Updated: October 7, 2026

I Buy Houses With Fire Damage San Diego (“I Buy Houses With Fire Damage San Diego,” “we,” “us,” or “our”) respects your privacy.

This Privacy Policy explains how we collect, use, disclose, share, sell, retain, and otherwise process personal information when you visit ibuyhouseswithfiredamagesandiego.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

We operate within the California real estate investment, cash-buyer, property-acquisition, marketing, and related transaction marketplace.

Depending on the property and transaction structure, we may:

• Evaluate property for potential acquisition;
• Make or facilitate a potential cash offer;
• Purchase property directly;
• Work with affiliated or independent investors;
• Conduct or arrange inspections and due diligence;
• Coordinate cleanup or property-access services;
• Work with contractors, title companies, escrow providers, attorneys, engineers, inspectors, and other transaction professionals;
• Acquire contractual or equitable rights;
• Assign contractual rights where legally and contractually permitted;
• Work with licensed California real estate professionals where legally required; or
• Determine that we will not pursue a transaction.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect information:

• Directly from you;
• Automatically through the Website;
• From public records;
• From commercial real estate and property databases;
• From advertising and analytics providers;
• From telecommunications providers;
• From service providers;
• From transaction participants;
• From licensed real estate professionals;
• From affiliates and business partners; and
• From other lawful sources.

2. Information You Provide

When you request an offer, complete a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect:

• First and last name;
• Telephone number;
• Mobile telephone number;
• Email address;
• Property address;
• Mailing address;
• Whether you are the property owner;
• Whether you are an agent or wholesaler;
• Ownership information;
• Authority to communicate concerning the property;
• Property type;
• Number of bedrooms and bathrooms;
• Property condition;
• Fire damage;
• Smoke and soot damage;
• Firefighting-water damage;
• Structural damage;
• Roof damage;
• Foundation damage;
• Electrical damage;
• Plumbing damage;
• Heating and cooling information;
• Occupancy information;
• Repair and restoration information;
• Asking price or pricing expectations;
• Desired selling timeline;
• Reason for considering a sale;
• Mortgage information you voluntarily provide;
• Lien and judgment information;
• Property-tax information;
• Probate or estate information;
• Foreclosure or mortgage-default information;
• Whether an insurance payout has been received;
• Insurance information;
• Insurance-claim information;
• Photographs;
• Videos;
• Fire-department reports;
• Inspection reports;
• Engineering or structural reports;
• Environmental or remediation reports;
• Contractor information;
• Repair estimates;
• Permit information;
• Ownership or title documents;
• Preferred communication method;
• Preferred contact time; and
• Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research the property through lawful public and commercial sources.

Information may include:

• Ownership records;
• San Diego County assessment records;
• Property-tax information;
• Recorded deeds;
• Mortgages and deeds of trust;
• Liens;
• Judgments;
• Notices of default;
• Notices of trustee sale;
• Property characteristics;
• Property sales history;
• Estimated values;
• Comparable sales;
• Building permits;
• Fire permits;
• Code-enforcement information;
• Zoning information;
• Court records where lawfully available;
• Probate information;
• Foreclosure information;
• Common-interest-development information;
• Geographic and mapping information;
• Flood information;
• Fire Hazard Severity Zone information;
• Wildland-Urban Interface information;
• Environmental information;
• Property-condition information;
• Real estate market information; and
• Other publicly or commercially available information.

We may combine information obtained from these sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we and service providers acting on our behalf may automatically collect:

• Internet Protocol address;
• Browser type;
• Browser settings;
• Operating system;
• Device type;
• Device identifiers;
• Approximate geographic location derived from IP address;
• Referring website;
• Referring advertisement;
• Landing page;
• Pages viewed;
• Links clicked;
• Date and time of Website activity;
• Session information;
• Form interactions;
• Advertising identifiers;
• Marketing-campaign information;
• Lead-source information;
• Conversion information;
• Attribution information; and
• Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use:

• Cookies;
• Tracking pixels;
• Web beacons;
• Tags;
• Scripts;
• Local storage;
• Analytics technologies;
• Advertising identifiers;
• Conversion tracking;
• Call tracking; and
• Similar technologies.

These technologies may help us:

• Operate and secure the Website;
• Prevent fraud and spam;
• Remember preferences;
• Understand Website usage;
• Measure traffic;
• Attribute inquiries to marketing campaigns;
• Measure conversions;
• Evaluate advertising effectiveness;
• Create or measure advertising audiences;
• Support interest-based or targeted advertising;
• Improve the Website; and
• Improve our services.

Third-party providers may process information under their own privacy policies.

6. How We Use Personal Information

We may use personal information to:

• Respond to inquiries;
• Respond to cash-offer requests;
• Research submitted properties;
• Verify ownership;
• Evaluate property condition;
• Evaluate fire, smoke, water, structural, electrical, or other damage;
• Evaluate property access and safety;
• Review repair or restoration information;
• Review insurance information;
• Estimate property value;
• Estimate repair and cleanup expenses;
• Estimate acquisition, holding, closing, and resale expenses;
• Determine whether we wish to acquire a property;
• Prepare or communicate potential offers;
• Contact property owners and authorized representatives;
• Schedule calls, walkthroughs, inspections, or appointments;
• Conduct due diligence;
• Facilitate potential transactions;
• Coordinate cleanout or disposal services where agreed;
• Coordinate with title companies, escrow companies, attorneys, contractors, inspectors, engineers, appraisers, insurers, and other transaction participants;
• Maintain inquiry and transaction records;
• Follow up regarding submitted properties;
• Operate and improve the Website;
• Conduct analytics;
• Measure marketing performance;
• Advertise our services;
• Prevent fraud, abuse, spam, and security incidents;
• Maintain legal, accounting, tax, and compliance records;
• Enforce agreements;
• Comply with applicable law; and
• Establish, exercise, or defend legal claims.

7. Direct Property Acquisition

The Website presently describes our service primarily as a direct cash-property-acquisition process.

Submitting information permits us to determine whether we may wish to acquire the property or participate in a potential transaction.

A Website submission does not itself create:

• A purchase agreement;
• A binding cash offer;
• An agency relationship;
• A fiduciary relationship; or
• An obligation to buy or sell.

8. Information From Agents and Wholesalers

The Website permits a submitter to indicate that the submitter is:

• The owner;
• An agent; or
• A wholesaler.

If you submit information concerning property that you do not own, you represent that you have lawful authority or another lawful basis to provide the information.

We may process information supplied by agents or contract holders to:

• Verify authority;
• Confirm ownership;
• Evaluate contractual interests;
• Evaluate potential assignments;
• Determine whether appropriate licensing is involved;
• Communicate with property owners or transaction participants; and
• Conduct legally permitted due diligence.

Nothing in this Privacy Policy authorizes unlicensed brokerage or unauthorized marketing of another person’s property.

9. Affiliates, Investors, and Transaction Partners

Depending on the transaction, we may disclose information to:

• Affiliated property-acquisition businesses;
• Investment partners;
• Co-investors;
• Prospective assignees;
• Contractors;
• Licensed real estate professionals;
• Title companies;
• Escrow providers;
• Attorneys;
• Inspectors;
• Engineers;
• Appraisers;
• Insurance professionals; and
• Other participants involved in evaluating or completing the transaction.

Any assignment, referral, brokerage, or other regulated activity will be handled subject to applicable California law.

10. Service Providers

We may disclose information to providers supporting:

• Website hosting;
• Website forms;
• Customer relationship management;
• Lead management;
• Telephone services;
• Call tracking;
• Call recording where lawful;
• Text messaging;
• Email delivery;
• Marketing automation;
• Advertising;
• Analytics;
• Conversion tracking;
• Property research;
• Data enrichment;
• Cloud storage;
• Cybersecurity;
• Document processing;
• Accounting;
• Legal services; and
• Transaction support.

11. Business Transactions

Information may be disclosed or transferred in connection with:

• A merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring;
• Sale of assets;
• Bankruptcy; or
• Similar transaction.

12. Legal and Safety Disclosures

We may disclose information where reasonably necessary to:

• Comply with applicable law;
• Respond to legal process;
• Respond to lawful government requests;
• Investigate fraud or unlawful activity;
• Protect rights or property;
• Protect another person’s safety;
• Protect our systems;
• Enforce agreements; or
• Establish or defend legal rights.

13. California Online Privacy Protection Act

The California Online Privacy Protection Act (“CalOPPA”) applies to operators of commercial websites and online services that collect personally identifiable information from California consumers.

This Privacy Policy is intended to disclose:

• Categories of information collected;
• Uses of that information;
• Categories of persons receiving information;
• Available privacy-request procedures;
• Online tracking practices;
• The effective date of this Policy; and
• How material changes may be communicated.

14. Do Not Track and Opt-Out Preference Signals

Some browsers transmit a legacy “Do Not Track” signal.

Because there is no uniform industry standard governing traditional Do Not Track signals, the Website may not respond to those signals in a standardized manner.

Where the California Consumer Privacy Act or another applicable privacy law requires recognition of a valid opt-out preference signal such as Global Privacy Control, we will process that signal as required.

15. California Consumer Privacy Act

California’s Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA”), provides privacy rights to California residents when a business is subject to the law.

As of October 7, 2026, the CCPA generally applies to a qualifying for-profit business doing business in California that determines the purposes and means of processing personal information and meets one or more statutory applicability tests, including:

• Annual gross revenue exceeding the applicable adjusted threshold;
• Buying, selling, or sharing personal information of at least 100,000 California consumers or households; or
• Deriving at least 50% of annual revenue from selling or sharing California consumers’ personal information.

The currently adjusted annual gross-revenue threshold is $26,625,000.

The inclusion of this section does not represent that I Buy Houses With Fire Damage San Diego necessarily meets a CCPA threshold.

16. California Privacy Rights

Where the CCPA applies, qualifying California residents may have rights including:

Right to Know and Access

The right to request information concerning qualifying personal information collected, used, sold, or shared.

Right to Correct

The right to request correction of inaccurate qualifying personal information.

Right to Delete

The right to request deletion of qualifying personal information, subject to statutory exceptions.

Right to Opt Out of Sale or Sharing

The right to direct a covered business not to sell or share qualifying personal information.

Right to Limit Sensitive Personal Information

The right to limit certain qualifying uses or disclosures of sensitive personal information where applicable.

Right to Non-Discrimination

The right not to receive unlawful discriminatory treatment for exercising applicable CCPA rights.

17. Sale and Sharing

Under the CCPA, “sale” and “sharing” have specific statutory definitions.

Depending on the circumstances:

• Providing personal information to an independent third party for monetary or other valuable consideration may constitute a sale; and
• Disclosure for qualifying cross-context behavioral advertising may constitute sharing.

Certain disclosures are excluded, including qualifying service-provider, contractor, consumer-directed, and business-transfer disclosures.

Where the CCPA applies and we engage in qualifying sale or sharing, we will provide legally required opt-out methods.

18. Global Privacy Control

Where the CCPA applies, a valid Global Privacy Control or other qualifying opt-out preference signal will be processed as required by California law.

19. Notice at Collection

Where required by the CCPA, we will provide legally required notice at or before collection identifying relevant:

• Categories of personal information;
• Processing purposes;
• Retention criteria or periods;
• Sale or sharing practices; and
• Consumer rights.

20. California Privacy Request Procedures

Where required, we will provide methods for submitting qualifying requests to:

• Know;
• Access;
• Correct;
• Delete;
• Opt out of sale or sharing; and
• Limit qualifying use or disclosure of sensitive personal information.

We may verify requests as permitted by law.

A consumer will not be required to create an account solely to exercise CCPA rights.

21. Response Timing

Where the CCPA applies, qualifying requests to know, delete, or correct generally will receive a substantive response within 45 days, subject to legally permitted extensions.

Opt-out requests will be handled within the timeframe required by applicable regulations.

22. Authorized Agents

California residents may use an authorized agent to exercise specified rights.

We may request information reasonably necessary to verify:

• The consumer’s identity; and
• The agent’s authority,

where permitted by law.

23. Sensitive Personal Information

California defines specified information as sensitive personal information, including qualifying:

• Government identifiers;
• Financial-account credentials;
• Precise geolocation;
• Private communications;
• Genetic information;
• Biometrics used for identification;
• Health information;
• Racial or ethnic origin;
• Religious beliefs;
• Union membership; and
• Information concerning sex life or sexual orientation.

Our ordinary property-offer forms are not designed to collect unnecessary highly sensitive information.

Please do not submit Social Security numbers, financial passwords, medical records, or similar unnecessary information through ordinary Website forms.

24. Risk Assessments, Cybersecurity Audits, and Automated Decisionmaking

California privacy regulations effective January 1, 2026 impose additional requirements on specified covered businesses.

Depending on a business’s operations, these requirements can include:

• Privacy risk assessments for qualifying higher-risk processing;
• Cybersecurity audits under phased compliance schedules; and
• Consumer protections concerning qualifying automated decisionmaking technology.

Where applicable to our operations, we will comply with these requirements.

25. California Data Broker Requirements

California separately regulates qualifying data brokers.

A data broker generally collects and sells personal information about consumers with whom it does not have a direct relationship.

A homeowner who directly submits information through this Website ordinarily has a direct relationship with us.

If our broader operations independently meet California’s statutory definition of a data broker, we will comply with applicable:

• Registration;
• Disclosure;
• Delete Act;
• DROP; and
• Consumer-request requirements.

26. California Shine the Light

If California Civil Code section 1798.83 applies to our operations and qualifying information is disclosed to third parties for those third parties’ own direct marketing purposes, eligible California residents may request specified information concerning those disclosures.

27. Telephone Communications

If you provide a telephone number, we may use it to communicate concerning:

• Your property;
• Property research;
• Scheduling;
• Inspections;
• Offers;
• Follow-up;
• Potential transactions; and
• Related services.

Where federal or California law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, legally required consent will be obtained.

You may request that calls stop.

28. California Call Recording

California generally prohibits intentional recording of a confidential communication without the consent of all parties, subject to statutory exceptions.

Accordingly, if we record a confidential telephone or other communication involving a person in California, our operational practice should:

• Clearly disclose that recording will or may occur; and
• Obtain legally sufficient consent from all participants before recording.

We or providers acting on our behalf may record communications for legitimate purposes including quality assurance, training, documentation, compliance, fraud prevention, and security.

Where another jurisdiction imposes a stricter rule, the stricter requirement will be followed.

29. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

• Your inquiry;
• Your property;
• Scheduling;
• Inspections;
• Offers;
• Follow-up; and
• Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing texts are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

30. Email Communications

We may use your email address to:

• Respond to inquiries;
• Communicate concerning your property;
• Provide offer information;
• Schedule calls or walkthroughs;
• Send transaction information;
• Follow up; and
• Send promotional communications where permitted.

Applicable marketing emails will contain an unsubscribe mechanism.

31. Data Retention

We retain information for as long as reasonably necessary for purposes described in this Privacy Policy.

Relevant factors may include:

• Whether an inquiry remains active;
• Whether the property remains of acquisition interest;
• Potential follow-up;
• Whether a transaction occurred;
• Contract requirements;
• Legal or regulatory requirements;
• Tax and accounting obligations;
• Fraud prevention;
• Litigation;
• Insurance matters; and
• Legitimate business recordkeeping needs.

Where the CCPA applies, retention practices will also comply with applicable data-minimization and purpose-limitation requirements.

32. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

• Access;
• Acquisition;
• Use;
• Disclosure;
• Alteration;
• Loss; and
• Destruction.

No electronic system can be guaranteed completely secure.

33. California Security Breaches

Where California security-breach law applies, we will investigate suspected unauthorized access to qualifying personal information and provide legally required notice to affected California residents and applicable authorities.

Nothing in this Privacy Policy waives rights that California law does not permit to be waived.

34. Children

The Website is intended for adults involved in real estate matters.

It is not directed toward children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-offer forms.

35. Third-Party Websites and Services

The Website may contain links to or integrations with third-party websites or services.

We do not control third-party:

• Privacy practices;
• Security;
• Content;
• Products;
• Services;
• Availability; or
• Conduct.

36. Information About Other People

If you provide information concerning another:

• Property owner;
• Co-owner;
• Heir;
• Family member;
• Personal representative;
• Executor;
• Administrator;
• Trustee;
• Tenant;
• Agent; or
• Other person,

you represent that you have authority or another lawful basis to provide that information.

37. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where California law requires additional notice or consent concerning a material change, we will provide it.

38. Contact Us

Questions, concerns, or privacy requests may be directed to:

I Buy Houses With Fire Damage San Diego
San Diego, California
United States

Website: ibuyhouseswithfiredamagesandiego.com